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Need Financial Advice?

Our team at New Hope Financial Counseling is part of a nationwide network of trained coaches who provide financial guidance using Dave Ramsey's principles. 

To find a Dave Ramsey Certified Coach in your area, please click here.

Dave Ramsey Certified

Financial Resources

Credit Reporting Agencies

You are allowed to request one free personal credit report from each credit bureau in any 12-month period.  You may contact the Central Souce online at or by calling toll free 1-877-FACT-ACT (1-877-322-8228).  You can also obtain a free copy if you have been denied credit in the past 60 days and the creditor used their services.

  • Equifax Credit Bureau
    P.O. Box 740241
    Atlanta, GA 30374-0241
  • Experian
    P.O. Box 2104
    Allen, TX 75013-0949
  • TransUnion Corporation
    760 W. Sporoul Road
    Springfield, PA 19064-0390
  • Federal Trade Commission
    600 Pennsylvania Avenue, NW
    Washington, DC 20590

Decrease Unauthorized Direct
Marketing and Telemarketing Calls

You can be removed from direct marketing databases for five years by writing a letter and requesting to be removed. The letter should include your name, home phone number, address and your signature.  Another request will need to be submitted if you change addresses.

  • For Direct Mailings
    Mail Preference Service
    Direct Marketing Association
    P.O. Box 282
    Carmel, NY 10512